Buying from a Private Seller
No salespeople, no F&I office, no games. But also no warranty, no lemon laws, and no recourse if something goes wrong. Your only protection is thorough verification before you buy.
Private Sales Are AS-IS
Once you hand over the money, you have almost zero legal recourse. If the car breaks down the next day - that's your problem. The checklist below is your ONLY protection.
Curbstoners: Unlicensed dealers pretending to be private sellers. If the seller's name doesn't match the title, walk away.
Title Issues: Salvage, rebuilt, or flood titles. Never buy these unless you're a mechanic buying for parts.
Payment Scams: Never wire money or use Venmo/Zelle for large amounts. Cashier's check at seller's bank is safest.
Private Sale Checklist
Don't skip steps. They count on you being lazy.
Phase 1: Verify Before Meeting
Private sales have zero protection. Research is everything.
Run VIN Before Meeting
Don't waste time on problem cars.
Verify Seller is Owner
Ask for driver's license to match title.
Know the Market Value
Use KBB Private Party value.
Plan Secure Payment
Cash or cashier's check at YOUR bank.